Before you choose a cash buyer
Compare the offer you can close—not just the biggest number.
Two cash offers can look similar and leave you with very different responsibilities. Use the same questions with every buyer, including MN Home Buyers, so you can compare price, costs, timing and the written conditions.
Six questions to ask before choosing an offer
Who will actually buy my house?
Ask for the buyer’s legal name, your day-to-day contact, and whether the agreement allows the contract to be assigned. A familiar logo is useful context; the name and obligations in your written agreement tell you who is responsible for the purchase.
How is the purchase funded?
Ask what funding verification the buyer can provide and whether any lender approval remains. Make sure the proposed closing date accounts for the steps that still need to happen. You should be able to ask these questions without pressure to sign.
What do I actually keep?
Put the purchase price, seller-paid expenses, mortgage payoff and known liens on the same page. Then compare estimated proceeds. A higher offer can be less useful if it leaves you paying costs you thought the buyer would cover.
What does as-is include?
Explain the repairs you know about and what belongings you want to leave. Ask what inspections are still planned and how any findings could affect the agreement. Put the condition and clean-out understanding in writing rather than relying on a general promise.
What could change the price or stop the sale?
Ask the buyer to explain diligence, financing and other conditions in plain language. Find out when decisions are due and what happens if a material issue is discovered. Have your own advisor review anything you do not understand before signing.
Does the timeline work for my move?
Closing, moving out, receiving proceeds and handing over keys may not happen at exactly the same time. Tell the buyer about your next home, travel or family schedule and ask the title company how the agreed plan will work.
A simple side-by-side offer worksheet
For each buyer, write down these items. Leave unknowns blank and ask for clarification before comparing the bottom line.
- Buyer name and contact
- Written purchase price
- Costs paid by you and costs paid by the buyer
- Estimated mortgage and lien payoff
- Repairs, cleaning and belongings you must handle
- Outstanding inspections or purchase conditions
- Proposed closing and possession dates
- Funding verification and selected title company
How to evaluate MN Home Buyers
We are a Livli Group company based in Saint Paul. You can meet the team, read the published seller reviews, and look through our purchase history. Ask us the same six questions above. A property-specific written offer gives you something concrete to compare; requesting one does not require you to sell.
A direct sale is one option. If preparing and listing fits your home, budget and schedule better, include that option in your comparison. The right decision depends on the property and what matters to you.