Free Seller Resource

Your Closing Checklist

Every step from accepted offer to money in your account — so nothing is "assumed you already know it." Check items off as you go; your progress saves automatically on this device.

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1.Right After You Accept the Offer

Day 1–3

Get the closing date, time, and location in writingAsk which title company is closing (we typically use a local title company like West Title) and save their address and phone number.Provide your mortgage payoff informationYour lender's name and loan number. The title company orders the official payoff — you don't need to calculate anything.Decide how you want your proceeds: wire or cashier's checkWire = money in your account same or next business day (you'll need your routing + account number). Check = physical check handed to you at closing.Share HOA contact info if the property has an associationThe title company needs it to order resale documents and final dues statements.Keep all utilities ONDon't shut anything off yet — utilities stay on through closing day.

2.One to Two Weeks Before Closing

7–14 days out

Call each utility to schedule a transfer-out on closing dayElectric (e.g., Xcel Energy), gas (e.g., CenterPoint), and city water/sewer/trash. Schedule a FINAL READING for closing day — transfer, don't disconnect. Have your account numbers ready when you call.Cancel or redirect home servicesInternet/cable, security monitoring, lawn care or snow removal, pest control, deliveries.Set up USPS mail forwardingTakes 5 minutes at usps.com — schedule it to start on your closing date.Call your insurance agent — but do NOT cancel yetSchedule your homeowner's policy to cancel the day AFTER closing. Cancelling early leaves you uninsured; you'll get a refund for prepaid premium.Gather everything that stays with the houseAll keys, garage door remotes, mailbox keys, appliance manuals, paint codes, and well/septic records if applicable.Plan your move-outIn our purchases you can leave unwanted items behind — confirm with us what's staying so there are no surprises.

3.Closing Week

1–5 days out

Get wire instructions directly from the title company — and verify by phoneIMPORTANT: Wire fraud is real. Call the title company at a number you looked up yourself (not one from an email) and read the instructions back to them before your bank sends anything.Review your settlement statement before signing dayThe title company sends this 1–3 days ahead. It shows your payoff, any prorations, and your exact net proceeds. Call us with any question — no question is too basic.Confirm who needs to attend closingAll owners on the title must sign. Ask about remote or mobile-notary options if someone can't attend in person.Locate a valid government photo ID for each signerDriver's license or passport — check it isn't expired.

4.Closing Day

The big day

Bring: photo ID, house keys, garage remotes, mailbox keysEverything gets handed over at the table.Sign the closing documentsMostly the deed and settlement statement. Signing typically takes 30–45 minutes.Receive your proceedsWires typically arrive same day or next business day. Checks are handed to you at the table.Do a final utility meter checkNote or photograph meter readings so your final bills match.

5.After Closing

The week after

Confirm your wire arrivedCheck your account the next business day; call the title company if anything looks off.Confirm your insurance cancelled and watch for your refundPrepaid premium refunds usually arrive within 2–4 weeks.Pay final utility bills when they arriveThese close out your accounts — they aren't new charges.Save your settlement statement with your tax recordsYou (or your CPA) will want it at tax time.Update your addressBank, employer, DMV, subscriptions, and anyone who mails you things that matter.

Stuck on any step? Selling to us means you have a team for exactly these questions.

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